Worry.
I make a decent amount of money. I also have almost no debt and very few bills. Why do I feel vaguely guilty about that? All my adult life I've been effectively poor. I bounced around from bad job to bad job, living paycheck to paycheck and rarely living within my means. If I wanted stuff, I would get credit cards to "afford" them. This led to bad debt and some bad financial decisions. For 25 years I was in a cycle of debt and low income and worry and stress and collections and blah blah. About the time I took my current job, things started to turn around. I was now making a decent wage and have a stable position. I started getting rid of all the bad credit card and loan debt. I got rid of my car. I did some consolidation. I started living within my means for the first time in my adult life. I dug out and no longer stay up at night wondering how I'm going to make rent or pay off one CC bill while going delinquent on another. I am, no doubt, in the best financ...