Too Much.

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I spend too damn much money in normal life. It's affecting the Vegas save.

I have no daily save discipline unless it's my 401k or if I'm JUST about to go on a trip. I can be a little disciplined right before a trip to put away a few extra hundy, but I need to extend that to the rest of my daily life. 

The car is part of it. I spend $325/month on the lease payment, $150 on insurance, probably another $140 on gas. No more bridge tolls anymore, which helps, but that's $615 right off the top. My rent is still low...it's food and Saturdays that kill me. I routinely spend $40 a day on food, which is insane, and can easily spend $300 on a normal Saturday out in the City, x 4 times a month.

The car is what it is. I need it for work and that's not going to change in the near future. The Saturdays...that's not going to change either. I NEED the release after a long work week, and I love it. What I CAN control is the daily food budget. In short, I NEED a daily food budget. No more Uber Eats 5 times a week. I need to commit to using the damn microwave and toaster at least 3 weekdays. Sundays, I don't leave the house, so the Uber Eats will happen that day, but if I can cut it down to just Sundays and maybe 1 other day that will be a big help.

Things like needing new glasses or having to pay car registration or occasional health bills, unavoidable. Part of doing business as a human. But I have enough damn shoes for a while. I don't need any more gadget electronics. I don't need any more watches. All that boredom spending is hurting me too, and it has to stop.

As it stands, I don't think I'll be able to put any cash away for Birthday Vegas until the 2nd check of February, which means after the merciful $1K I'll have from the tax refunds, I'll have just 5 checks to squirrel away what should be at least $3K. I'm NOT taking another 401k loan to go to fucking Vegas. I have to get my shit under control.

It's looking like I will drive this trip, which will save me some overhead, I'll have basically comped rooms and I should have some good MGM RC and FP built up to reduce the on the ground costs too. But saving cash is the hard work I just need to commit to again, like I used to back in the day when I made a third less than I do now.

Just do it.

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