Good Money - Bad Money.


Been an up and down week this week on the money front.

The good news: as chronicled in prior posts, I'm getting some solid bonus action here end-of-year from the job. Got an unexpected bump for "COVID hardship" (even though I didn't really have any) this check, two weeks pay in December as an end of year bonus for a job well done recovering the company from COVID, and I hear as well, unconfirmed, (UPDATE: confirmed!) that we may also be getting paid out for a week of emergency COVID pay that's been available to us since the thing started. All totaled if all come through, a nearly $3000 bump over and above my normal pay.

Thank you COVID. 

Throw a possible $1200 stimulus check in there from Uncle Joe after the election, also no guarantee, and I could end up pulling down an extra $4200 between now and Jan 1. Which may be a good thing, because...

The bad news: I got a dimly expected but nearly forgotten about unpaid tax bill from the feds today. Related to the distribution I took from 401k back in 2018. Over $4000. Bummer. Kind of always figured it would catch up with me, but you always hope they will let one slip by, right? I'm going to make a show of contesting it, pleading ignorance, but it's going to stick and and all the delay will get me is just that, a delay until next year. It will also mean no tax refund next year as they will pull all that down toward the debt. That should at least cut it in half though and make paying it off next year more manageable. 

If I can massage it to not start paying down the remainder until July, that would allow me to pay off my debt consolidation card and not add a new, big tax bill to the monthly debt load. In any case it doesn't affect this year's Vegas plans, I'm just going to kick it down the road and deal with it next year. Like I did in 2018. Ugh. All this could and likely will affect 2021 Vegas. With no tax refund the first trip of the year will no doubt be pushed back to allow me time to build up the fund again after Xmas. May not be able to go again until a birthday trip in April. Should still be able to pull of a summer trip and Xmas next year, so maybe just a 3-trip year.

Of course, the 1.5 of you who actually read this thing are thinking, "why not take all the work bonus money, forget the extra Vegas trip this year and pay off the tax debt?"

Do you not know me at all?

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